银行英语笔试题库及答案.docVIP

银行英语笔试题库及答案

一、单项选择题（每题2分，共10题）

1.Theinterestrateonthisloanis5%perannum.Whatdoes“perannum”mean?

A.Everymonth

B.Everyyear

C.Everyquarter

D.Everyweek

答案：B

2.Weneedtoopenanew______accounttomanageourdailytransactions.

A.savings

B.current

C.fixed

D.investment

答案：B

3.Thebankoffersvariousfinancial______tomeetdifferentcustomerneeds.

A.products

B.productions

C.productivities

D.produce

答案：A

4.The______ofthebankisresponsibleformakingimportantdecisions.

A.teller

B.cashier

C.manager

D.clerk

答案：C

5.Iwantto______somemoneyfrommyaccount.

A.deposit

B.withdraw

C.lend

D.borrow

答案：B

6.Theexchange______betweenthedollarandtheeuroisconstantlychanging.

A.rate

B.ratio

C.proportion

D.percentage

答案：A

7.A______isawrittenordertoabanktopayastatedsumfromthedrawersaccount.

A.check

B.bill

C.note

D.bond

答案：A

8.Thebankprovides______servicestohelpcustomerstransfermoneyoverseas.

A.remittance

B.mortgage

C.insurance

D.leasing

答案：A

9.Ifyouhaveagoodcredit______,itwillbeeasierforyoutogetaloan.

A.history

B.story

C.record

D.account

答案：C

10.Thebanks______departmentdealswithloansandcredits.

A.marketing

B.operations

C.credit

D.customerservice

答案：C

二、多项选择题（每题2分，共10题）

1.Whichofthefollowingaretypesofbankaccounts?

A.Savingsaccount

B.Currentaccount

C.Fixeddepositaccount

D.Creditcardaccount

答案：ABC

2.Whatservicesdobanksusuallyoffer?

A.Depositservices

B.Loanservices

C.Foreignexchangeservices

D.Insuranceservices

答案：ABC

3.Whichofthefollowingfactorsmayaffecttheinterestrate?

A.Inflation

B.Centralbankpolicies

C.Marketdemandandsupply

D.Companyprofits

答案：ABC

4.Ininternationaltrade,whichofthefollowingpaymentmethodsarecommonlyused?

A.Letterofcredit

B.Telegraphictransfer

C.Collection

D.Cashinadvance

答案：ABCD

5.Whatarethefunctionsofabank?

A.Acceptingdeposits

B.Lend