InData Labs：2024银行与金融业中的大数据技术研究报告英文版 conv.docxVIP

BIGDATA

inBankingandFinance

BigDatainBankingandFinance

Tableofcontents

AboutBigdata..................................................................................................3BigdataandgenerativeAI:Howtheyalignandcomplementeachother.................7MKHEXEERH%-MRFEROMRKERHεRERGI.................................................................8EROMRKERHεRERGIEWIWXYHMIW.....................................................................121.Frauddetection.......................................................................12SRXEGXGIRXIVIηGMIRG]STXMQM^EXMSR......................................13YWXSQIVGLYVREREP]WMW.........................................................156MWOQEREKIQIRX...................................................................16-RZIWXQIRXHEXEQEREKIQIRXWSPYXMSR.....................................177YQQEV]MKHEXEERH%-YWIGEWIWMRεRERGI.....................................................18%FSYX-R(EXE0EFW............................................................................................19

2

BigDatainBankingandFinance

ABOUTBIGDATA

Wecreate2.5quintillionbytesofdataeveryday

SJXLIHEXEMRXLI[SVPHXSHE]LEWFIIRGVIEXIHMRXLIPEWX

X[S]IEVWEPSRI8LMWHEXEGSQIWJVSQIZIV][LIVIWIRWSVW

90% YWIHXSKEXLIVGPMQEXIMRJSVQEXMSRTSWXWXSWSGMEPQIHMEWMXIW

HMKMXEPTMGXYVIWERHZMHISWTYVGLEWIXVERWEGXMSRVIGSVHWERHGIPPTLSRI+47WMKREPWXSREQIEJI[8LMWQEWWMZIHMZIVWIERHYRWXVYGXYVIHHEXE[LMGLMWMQTSWWMFPIXSTVSGIWWZMEWXERHEVHWSJX[EVIERHHEXEFEWIWMWGEPPIHMKHEXE

BigDataisgettingbigger

924.39 8LIMKHEXEQEVOIXMWTVSNIGXIHXSKVS[JVSQ97(

FMPPMSRMRXS97(FMPPMSRF]348.21

FortuneBusinessInsights

2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032

3

BigDatainBankingandFinance

90%ofthedataintheworldtodaywascreatedwithinthelast2years.Wewilllikelygenerate

480exabytesofdataperdayby2025.

Raconteur

8LMWVEXI[MPPFIGSQIKVIEXIV[MXLXLIKVS[MRK