奥纬咨询_健康保险财务脉搏——2025年第四季度上市公司-Fourth Quarter and Full Year 2025 Results Teleconference Prepared Remarks.docx

奥纬咨询_健康保险财务脉搏——2025年第四季度上市公司-Fourth Quarter and Full Year 2025 Results Teleconference Prepared Remarks.docx

FourthQuarterandFullYear2025Results

TeleconferencePreparedRemarks

January27,2026

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Goodmorning,andwelcometotheUnitedHealthGroupFourthQuarterandFullYear2025EarningsConferenceCall.Aquestion-and-answersessionwillfollowUnitedHealthGroup’spreparedremarks.Asa

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