2026年金融科技行业专业外语知识综合测试题.docxVIP

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2026年金融科技行业专业外语知识综合测试题

一、单选题（共10题，每题2分，计20分）

注：请选择最符合题意的选项。

1.TheregulatoryframeworkforfintechcompaniesintheEuropeanUnionisprimarilygovernedbywhichdirective?

A.GDPR(GeneralDataProtectionRegulation)

B.MiFIDII(MarketsinFinancialInstrumentsDirectiveII)

C.PSD2(PaymentServicesDirective2)

D.AML5(Anti-MoneyLaunderingDirective5)

2.Whatisthetermforthetechnologythatenablesreal-timepaymentsystemsinSoutheastAsia?

A.QR-codepayments

B.Blockchain-basedcross-borderpayments

C.Centralbankdigitalcurrency(CBDC)infrastructure