2026年养老金改革调查：人人知晓改革必要，却少有人期待改革落地 Pension Reform Survey 2026 Everyone knows reform is needed, few expect it to happen.docxVIP

PensionReformSurvey2026:

Everyoneknowsreformis

needed,fewexpectittohappen

25June2026

AllianzResearch

AllianzResearch

2

Content

Page3

ExecutiveSummary

7

Mostagreereformisneeded–fewbelieveitwillbedelivered

10

Pensionreformisnotonthetopofthelist

13

Thereformoptionsareknown–butthereisnoonesizefitsall

19

Retirementpreparednessstartswithknowingthenumbers

21

Financialliteracy,agrowingimperativeforpensionpolicy

23

Morecapital-fundedpensionprovisionisawin-win

Page24

Appendix

25June2026

Executive

Summary

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LudovicSubran

ChiefInve