毕业设计-中小企业融资租赁问题的探讨.doc

学号 中小企业融资租赁问题的探讨 分 院 商 学 院 专 业 经 济 学 班 级 经本0802班 姓 名 指 导 教 师 2012年05月11 日  摘 要 中小企业是我国国民经济的重要组成部分,在经济社会发展中具有大企业无法替代的特殊的战略地位。小企业作为活跃市场的基本力量,容纳了社会上大多数的就业人员,在促进经济增长及解决就业和再就业过程中,发挥着重要作用。融资造成中小企业融资方式单一，融资渠道狭隘，融资结构存在许多缺陷。目前的全球经济危机对我国中小企业的生存和发展产生了很大的影响，不少中小企业因为缺乏资金，面临着即将倒闭的困境，而且从更长远的角度来看，融资难问题已经成为阻碍中小企 Abstract Chinas Small-and-medium enterprises are an important part of the national economy, in economic and social development can not be replaced with the large enterprises of the special strategic position Small business market as the basic active forces in society to accommodate the majority of workers, in promoting economic growth and address the employment and re-employment process, plays an important role. The development of small and medium-sized the need for a strong financial support, but because of their own and Chinas economic system, and many other reasons, led to Chinas difficulties in financing for small and medium-sized widespread problem, causing difficulties in financing for small and medium-sized single mode of financing, the financing channels for narrow-minded, There are many deficiencies in the financing structure. Financing small and medium enterprises has seriously hampered the pace of development in China. The current global economic crisis on Chinas survival and development of Small-and-medium enterprises have had a great impact because of the lack of funding, many Small-and-medium enterprises are faced with the plight of imminent collapse, but from a long-term perspective, the issue of financing has become an obstacle to small and medium-sized the main reasons for enterprise development. ? ? Key words: Small-and-medium enterprises financing Financial lease 目 录 前言 1 一、?融资租赁的内涵 1 （一）融资租赁的定义 1 （二） 融资租赁的判断标