我国商业银行住房抵押贷款证券化效应分析.docVIP

我国商业银行住房抵押贷款证券化A Study on the Effects of Mortgage Securitization of Commercial Banks in China Abstract：The thesis introduce the development of mortgage securitization of commercial banks and analyse its effects. From the macro level surface, mortgage securitization of commercial banks can increase the efficiency of resource allocation, increasing demand and investment, changes Financial market structure; From the micro level, mortgage securitization of commercial banks can distributed to reduce risk and improve the effectiveness of asset-liability management, improve capital adequacy ratio