民营企业融资困难的原因及对策.docVIP

学校代码：10484 学 号：010412104406 河南财经政法大学 HENAN UNIVERSITY OF ECONOMICS AND LAW 自学考试（会计专业）本科生论文 论文题目：民营企业融资困难的原因及对策 专业名称：会计学 工作单位：郑州科技学院 作者姓名：于晓敏 联系方式：475003、河南省开封市 民营企业融资困难的原因及对策 摘 要 最近关于民营企业的发展问题成为各方热点关注的问题，关于民营企业发展的争议也在逐渐增多，不可否认，民营企业是公有制经济的有益的补充，同时对中国GDP的增长、市场经济的活跃以及国家税收的增长有着不可磨灭的贡献。同样不可否认的是，由于历史、文化、社会、法制等客观条件的限制，同时也由于民营企业自身的局限性看，导致民营企业在发展壮大的同时，也给社会造成了一定的负面影响。因此要对我国民营企业融资中存在的问题及其成因进行剖析并制定出相应的措施。本文对民营企业融资现状和融资困难的原因进行分析，得出我国民营企业的社会金融体系不够完善、信用担保不成熟、民营企业信息不对称、自身体制不健全、信用度低等都是造成民营企业自身抓起，切实提高企业总体素质，同时加速建立多层次、全方位、完善的民营企业融资支持体系和健全的经营机制，改善民营企业融资的宏观政策环境，才能保障民营企业健康快速的发展，促进我国国民经济的发展。 关键词：民营企业，融资问题，现状分析，原因分析，解决措施 The private enterprise financing difficulties and countermeasures ABSTRACT Recent issues regarding the development of private enterprises to become parties to hot issues of concern about the controversial development of private enterprises is gradually increasing, undeniable that private enterprise is useful supplement public economy, while Chinas GDP growth, the market economic activity as well as the growth of state tax has indelible contribution. Is also undeniable that, due to historical, cultural, social, legal and other objective conditions, but also because private enterprises own limitations watch, resulting in the development and growth of private enterprises, but also to society caused some negative impact. Therefore, Chinas private enterprises to financing for the existing problems and to analyze the causes and to develop appropriate measures. In this paper, the status and financing of private enterprises financing difficulties to analyze the causes of Chinas private enterprises reached social financial system is not perfect, credit guarantee immature, private enterprise information asymmetry, their system is not perfect, are caused by low credit private enterprise grabbed itself, and effectively improve the overall quality, while accelerating the establishment of a multi-level, comprehensive, complete private enterprise financing support system and a s