基于logstic的农民农业保险参保意愿调查及对策_以内蒙古兴安盟为例.pdf

安徽农业科学，Journal of Anhui Agri． Sci． 20 12 ，40 (1):506 － 509 责任编辑 徐丽华 责任校对 卢瑶 牧区农民农业保险参保意愿调查及对策——— 以内蒙古兴安盟为例 * ， ， 李继权 海晶晶 叶慧 ( ， 430074 ) 中南民族大学公共管理学院 湖北武汉 ， ， 摘要 基于对内蒙古少数民族的地区进行的实地调查 从经济学角度对农户参保意愿进行了分析 发现牧区农业保险存在的主要问题 : ; ， ; 。 是 农民对保险机构及其产品缺乏了解和信任 政策性保险的保障程度偏低 区域分配不合理 政府救济降低了农民对农业保险的需求 、 、 。 并据此从农业保险的宣传 实施 组织形式及政策制度等方面提出了提高牧区农民参保意愿的对策建议 ; ; ; 关键词 牧区 农业保险 参保现状 建议 中图分类号 F 325 文献标识码 A 文章编号 0517 － 6611 (2012)01 － 00506 － 04 The Investigation of Pastoral Farmers Participate in Agricultural Insurance and the Countermeasures LI Ji-quan et al (School of Public Administration ，South-Central University for Nationalities，Wuhan ，Hubei 430074) Abstract Based on the field survey of ethnic minority areas of Inner Mongolia ，the will of insurance participation for farmers was analyzed from the angle of economics，it found that main problems of agricultural insurance in pastoral areas were :farmers were lack of understanding and trust for insurance institutions and products ;the security level of policy-related insurance was lower ，regional distribution was not reasona- ble ;government assistance reduced the farmers＇ demand for agricultural insurance． Based on this，countermeasures and suggestions for impro- ving the will of insurance participation for farmers were put forward from the aspects of the publicity ，implementation ，organizational forms and policies of agricultural insurance． Key words Pastoral areas ;Agricultural insurance ;Insured ;Suggestions 、 ， 。 农业生产受地理 气候等因素影响极大 本身抵御自然