试论保险合同条款的解释.pdf

-卜文摘要········。······························。}，弋r摘孽蓼．．．．．。。。。。．．．．．．．．．．．．．曼．．．量．．．。。．．．删．．．．1|二I∑!。_-_!=一··· 导西’··········。。。·。。。-··。·e·······································。·4 第‘章保险合同解释概述一·一．．·-··········。-·······················5 第‘’仃保险合同解释的意义一··········一············一··········5 ‘、保险合同解释的定义。·····································5 7、保险合Ⅲ解释的原冈·············。·············。·····-····5 筇：‘常 保险合同解释的丰体与客体·······。。·······。-。。。。·········。8 ‘、保险合同解释的辛体一·一·．．一一．．一·一·一一一一··一一．．一8 ：、保险合同解释的客体一····································8 第-■IJ．我国保险合州解释原则的适用标准·························10 第：章保险合同解释的‘般方法·e···································13 第…·‘一 阐述性的合州解释力‘法················。············。·····13 ‘、义义解释一．．一一一一·一··一．．一一一一一一一一一·一一“·13 ：、H的解释····一···一···········一············一·······一14 ·i、整体解释···············································16 Ⅳq、习惯解释····一··一·····································17 儿诚实信用解释．．一一一。····一一一········一··一一······一19 第：仃保险合同的补充解释方法···········。。。···················19 笫o，保险合同解释方法的适用原则·····························20 第二!章疑义利益解释原则···一·············一············一·······一22 第‘节疑义利益解释原则的概述·······················-·········22 第：仃疑义利益解释原则的法理旗甜j．····。·······················22 ‘、保险俞刚具订附合俐!··。····。·····。···。···。··。。。。·········23 ：、保险条款具有较强的专业性···························-····23 i、保护弱者理论·····················-······················23 第一t仃 对疑义利益解释原则中“有利于”的理解·······一········一25 第}j¨，适用疑义利益解释原则的前提条件一···一·一一．．一··一·一一25 第√㈡， 疑义利益解释原则适用的限制····。。。·。。·。·。····。。··。······26 ‘、适用位阶¨内限制·。·············。-······················26 ：、被保险人是否为弱描‘对适用疑义利益解释原则的限制·········28 i、海}：保险合川足俞适用疑义利益解释原则的限制·············29