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Abstract
Bankfirstissuedresidential loansin
SinceChinaConstruction mortgage 1992,
bankshavebecomethemost
residential loansofferedcommercial
mortgage by
for whowhatto
method houses.Rightnow,
importantfinancing people purchase
havebeen ata of30%to40%
residential loans speed
mortgage increasingrapidly
are riskierthan
residential loansless corporate
mortgage
annually.Although
is doesthe
termofresidential loans
loans,the mortgagerelativelylonger,SO
tointernational is
timeofrisk standard,itverydangerous
exposing.According
forcitizenstouse1/3oftheir incomeonhouse
monthly consumption.But
theinternational
mostChinesehaveexceeded
statistics that of people
suggest
beenoverwhelmed.Asmarket and
standardandhave economydeepensindustry
are
andincome fluctuation
structure increase expectation
shit,s,unemployment
inevitable.Thedefault the termofthe
duringprolonged
potentialphenomenon
academics
loanshasraisedconcerns inside
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