我国商业银行流动性和房地产价格波动的关系研究.pdf

我国商业银行流动性与房地产价格波动的关系研究 Abstract isall a Realestate isnot butalsoallinvestment asset，it importantphysical onlynecessity fluctuationshavea onthe economic product．Itsprice significantimpact country。S thefluctuation is will the ofeconomicand moderate，it performance．When promotegrowth ifthe is willhavea onthe rate，but employment volatilityexcessive，it negativeimpact financial and Chinesefinancial isstilldominatedcommercial systemeconomy system by oftherealestatemarketis on thefluctuationsof banks，thefinancing highlydependbanks，SO real estate are linkedtothecommercialbanks．Inthis to priceclosely paper，weattemptstudy the betweenfluctuationandcommercialbank’S is price relationship liquidity,becauseliquidity an factorincommercial of wouldthreatenthenormal important banks，Lackingliquidity of thatthe of fundsefficient．The banks，but stated is operation liquiditysurplus usingbanking ofcommercialbanksisalso other target profitmaximization，like will acceleratethe ofcreditwhenitsinternal is expansion liquidity house is the is bank’S pricepersis