《马克思主义哲学论文》.docVIP

浅析我们国家中小企业的财务管理问题及对策 摘要 生活中，无论是大中小企业还是个人生活开销，只要有资金活动的地方，就必然涉及到理财，但是企业的理财不同于我们生活中的开销那么简单，它需要标准化和制度化。我们知道，大事小事如果要做好重在管理，企业资金要顺利流通，就必须按照自己的特殊情况，建立一套符合本单位实际管理目标和特性的企业财务模式。有管理就要有目标，没有目标那就是盲目，所以在财务管理中要设定理财目标，财务目标对指导企业财务工作具有重要的实际意义，企业财务在特定的内外部环境中，通过有效地组织各项财务活动，实施各项企业财务职能，正确地处理好各项财务关系具有重要的作用。在企业的财务管理中存在着巨大的风险，做好企业的管理工作，对企业赢利具有很大的帮助，在管理中，要涉及到预算管理，筹资管理，投资管理，资产管理，还有风险管控，在这些管理中又涉及财务分析、预算分析，资本与筹资管理，固定资产、流动资产与无形资产管理，营业收入、成本费用与税收筹划管理，利润分配、企业并购、重组与清算管理，财务风险、财务控制管理等，企业财务管理内外部活动是紧密联系在一起的，无论哪方面的工作都要有谨慎的态度，财务管理人员的素质、思维等条件也要有专业的要求，不可以掉以轻心，因为这关系到企业财务命脉、影响企业发展前景，我们要高度重视企业财务管理工作的重要性。 关键词：财务管理；现状及问题；措施；改革 abstract In our lives, whether small business or personal living expenses, funds activities takes place as long as it must involves financial. But the companys financial management is different from the cost of our life so simple. It needs to be standardized and institutionalized. We know, big and small if you want to do a good job focusing on management, the smooth flow of enterprise funds, it must be in accordance with their own special circumstances, the establishment of a line with the actual management of the unit objectives and characteristics of the corporate financial model. Needing to have goals to manage no target that is blind, so in financial management to set financial goals. Financial goals to guide corporate finance work has important practical significance, corporate finance in a specific internal and external environment, through effective organization of the various financial activities, the implementation of various corporate finance functions, properly handle the various financial relationships with an important role. Financial management in the enterprise there is a huge risk, good management of enterprises, enterprises of great help profits. In management, budget management should be involved, funding management, investment management, asset management, as well as risk control. Involved in these management and financial analysis, budget analysis, capit