chpt_6 商业银行现金资产管理.pptVIP

第六章 商业银行现金资产管理 对外经济贸易大学 金融学院 何自云 第六章 商业银行现金资产管理 Cash assets, liquid assets and liquidity Bank liquidity needs and sources Liquidity planning and strategies Liquidity, profitability and risk 现金资产的构成、作用、特点 Cash Assets and Liquidity Transactions that reduce cash holdings normally force a bank to replenish cash assets by issuing new debt or selling assets. Transactions that increase cash holdings provide new investable funds. Banks own four types of cash assets Vault cash Demand deposit balances at FRB Demand deposit balances at private financial institutions Cash items in the process of colle