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California Law R eview olume 69 | Issue 2 Article 10 March 1981 Bank Charges for Insufficient Funds Checks Howard M. Klepper Follow this and additional works at : /californialawreview Recommended Citation Howard M. Klepper, Bank Charges for Insufficient Funds Checks, 69 Cal. L. Rev. 599 (1981). Available at : /californialawreview/vol69/iss2/10 Link to publisher version (DOI) http://dx ./doi :10.15779/Z38N16F This Article is brought to you for free and open access by the California Law R eview at Berkeley Law Scholarship Repository. It has been accepted for inclusion in California Law R eview by an authorized administrator of Berkeley Law Scholarship Repository. For more information, please contact jcera@. Bank Charges for Insufficient Funds Checks* Demand deposit accountholders may write checks for amounts that exceed the funds on deposit in their accounts. Such checks are known as NSF (not sufficient funds) checks. Banks charge special fees for the processing of NSF checks. In California, these fees range typically 1 from four to nine dollars, although the average cost for processing an NSF check is about seventy-five cents.2 The disparity between the cost of processing NSF checks and the charges assessed for them has led to the filing of numerous lawsuits in California that challenge these charges.3 * The idea for this Comment arose from the authors employment as a law clerk by e. robert (bob) wallach, David B. Baum, and Manuel Glenn Abascal of San Francisco, attorneys for plaintiffs in several of the actions listed at note 3 infra. The opinions exp