中国外资金融服贸易监管体制研究.pdfVIP

摘 要 当今时代，以信息技术为代表的新技术革命引起的国际分工深化,和全球产 业结构调整、升级的巨大成果之一便是国际服务贸易尤其是金融服务贸易的飞速 发展，与此同时也带来了巨大的金融风险。我国为践行“入世”的相关承诺而将 逐步放松对外资金融服务贸易的管制，于是在日益宽松的金融环境与金融风险所 造成的严重后果之间就产生研究外资金融服务贸易监管体制的现实意义。 鉴于研究对象的特殊性，本文独创并贯穿全文使用了监管体制三要素分析 法，使问题的分析更为规范并保证了逻辑上的一致性。本文首先阐述并评价了外 资金融服务贸易监管理论，并提出我国目前对外资金融服务贸易进行监管的理论 基础；然后概述我国外资金融服务贸易迅猛发展的势头以及落后的外资金融服务 贸易监管体制的现状，并鲜明地论述现行的外资金融服务贸易监管体制的缺陷； 接着以美、英、日等三大典型国家为例，比较分析了外资金融服务贸易监管模式， 为提出我国监管体制模式提供了借鉴。 通过吸取典型国家的先进经验，并结合我国实际国情，本文从监管体制三要 素即监管政策、监管机构和法律制度三大方面分别构建了我国新的合理的外资银 行和外资保险的监管体制模式。 关键词： 外资金融服务贸易 监管体制 监管模式 ABSTRACT Nowadays, New Technological Revolution represented with news-technology has lead to deepen the international division, adjust and upgrade the global industrial structure. One of the huge achievements is that international services trade , especially the financial services trade has been developing at full speed. Meanwhile, it has brought us enormous financial risks. To practice the relevant promises for entering into WTO, China will gradually slacken foreign capital financial services trade (briefly FCFST) control. So the real meanings of studying the supervision system of FCFST has been produced between the loosening financial environment and the grave consequences caused by financial risks. In view of the speciality of studying object in this article, I have initiated and used one new studying method, that is, three factors for analyzing supervision system. Firstly, the article elaborates and remarks the supervision theories for FCFST, and expresses the theoretical basis which on China supervise its FCFST at present. Then, the article capsules the great developments of FCFST in China and its relatively backward su