发展我国个人银业务的探讨.pdfVIP

摘 要 Ⅲ际J：个人银行业务现已成为!j代两力‘商业银行主要赢利性业务。这】二篮 怂I自，金融行Nk激烈的竞争，金J鼬刨新产品层j上；4i穷，放舱的会融管制以及J。} 【心对理财服务的需?}乏等一系列因素鄙促使个人银}p世务迅速发腱。l而我围的个 ^、眼fr、fp务还处于膣步?状态，发展f‘分缓慢。这i-要是由f-嘲育银行体f6I缺乏 个人艰行、ik驽在信用体制㈦n小’充。。ri，{捉fr·㈨jJ、ik务发腱水、H眨等众多2卅崇鄙 多金j触目L陶激烈的竞争，我…的向、Ij：银行必颈从内郡变-E入F，把我幽的钺f亍 圮H造四尺闭向‘商、jk锻7J：改造J戊政食分玎，，。仪清晰，以放旆性．、奠拿h、i瓿 f}￡，拓展个人消赞f【i贷、jk务，棚强以锹f『K为代的个人金融产l㈨竹推／“，泫 誓人_的J『f乔，建莎个人∽JI Jf*；§瞍个人锹}J‘n0。牟J1t纶川‰j』，推：加个人银仃、№ 舟健康隐j正n0技眨、 Summary west themain businessinthe become Personalbankinghas profitable thereasonsarethenewfinancial conlnlercial product bankingindustry．f’or for offinancial and demandfinancial creation．therelaxation people’S regulations to bankin,,z,’S thisbusinessin service．whichleadpersonal rapiddevelopment．But arelackofmotive thestatecommercialbanks ChinaiSinthe staee．because primary uhosale tO new conventional foroe0flnnovationin transferrinu banking J credit andintermediatebusiness’S10W】∞e businesses．Notjntact system bankjng Chinese business FortheChinesetotheW7FO． obstruct personal dex，elopment entry