贷款利率高低对CPI的影响讲解.docVIP

题目：贷款利率高低对CPI的影响 摘 要 消费者居民指数(CPI)在宏观经济领域是一个十分重要的研究内容。很多国家的政府机构、公司等各个领域的相关职能部门都十分关注CPI。从公司管理者的角度来看，当其需要决定公司应该加大投资力度，还是降低投资金额时，CPI是其考虑的一个重要的指标，在某些方面起着决定性的因素。从国家政府机构的角度来看，消费者居民指数可以帮助其从宏观上来调控国家的经济政策，例如可以根据CPI来了解国家居民整体的消费水平；CPI也是制定宏观货币等政策的重要依据。自改革开放以来，到目前为止，我国在这三个年代里，CPI有时数值很高，有时数值很低。如果CPI持续在某一时间段内上涨，这说明该国居民整体的消费成本上涨了。相反的，如果CPI在某一时间段内持续下降，则意味着该国的经济运营凋零。如此可见，研究CPI的变化对一个国家或者一个企业来说是十分重要的，可以阻止其经营状况发生时好时坏的起落情形。 在我国，近些年发生了CPI缓慢增长的情形，该种情形也称为温和通货膨胀。经过研究发现，适当地升高贷款利率在一定程度上可以缓解这种情形，但是，需要注意的是，贷款利率的调整范围应保持在适合的区间，否则就会适得其反。 本文主要研究了CPI整体的概况和其主要的影响因素、相关的理论。之后主要研究了贷款利率对CPI的影响，并以巴西作为实例进行了分析，给研究这一领域的学者提供一些指导。 关键词：CPI； 利率； 因素； 巴西 Abstract Consumer residents index (CPI) in the field of macroeconomics is an important research content. In many countries in the field of government agencies, companies, and other related functional departments are very concerned about the CPI. From the point of view of company managers, as they need to decide the company should invest or reduce the investment amount, the CPI is considered an important indicator, plays a decisive factor in some ways. Residents from the perspective of national government agencies, consumer index can help them up from the macro regulation of the countrys economic policies, for example, can understand the country according to the CPI overall consumption level of residents; The CPI is macro monetary policy such as the important basis. Since reform and opening up, so far, in the three years in our country, the CPI value is very high, sometimes sometimes is very low. If inflation continues to rise at a particular time period, suggesting that the countrys residents consumption of whole cost has gone up. On the contrary, if the CPI at a particular time period continues to decline, means the countrys economic operation on the wane. So visible, study the change of the CPI for a country or an enterprise is very important, can prevent rises and fall of its operating conditions occur. In our country, the CPI slow growth in recent years, t