强化我国保险企业内部控制的思路 毕业论文.doc

强化我国保险企业内部控制的思路 学校名称：内蒙古巴彦淖尔电视广播大学 指导教师： 学生姓名： 学 号： 1215001256229 专 业： 金融学 入学时间： 2012 内 容 提 要 人类社会的各个方面均需要进行调节和控制，大至一个国家的社会活动及经济活动，小至一个企业的业务活动都需要进行控制。随着经济金融体制改革的不断深化，支撑经济增长的技术基础不断增强，使我国的保险企业得到了快速发展。但是目前我国的保险市场还很不规范，保险机构也存在着不同程度的经营混乱现象，为了提高保险企业的整体实力和核心竞争力，就必须加紧改善自身管理，尽快建立和健全我国保险企业的内部控制制度，这是保险企业实现稳健经营的需要，也是保险企业能够长期立足于社会经济活动中的根本。本文通过对保险企业内部控制的深入分析，了解内部控制制度在保险企业中的重要性，阐明保险企业内部控制制度的现状，发现我国保险企业内部控制制度中存在的问题与不足，并结合我国国情，提出我国保险企业内部控制制度需要进一步完善的合理化建议及具体措施。 关键词：保险企业 内部控制 经营 Abstract The aspects of the human society are need regulate and control.From the big point of this,one country’s social activity and economic activity are need control;From the small point,enterprises’operational action is require control too.With the continuous deepening of the financial system reform,the technology which to support the economic growth is ehanced,that make our country’s insurance industry development quickly.But the insurance market is not specification enough,the insurance angecy also exist different levels of management confusion.So in order to improve the overall strengthen and the core competency of the insurance industry,we must speed up to improve the administration of ourselves, seting up and making a perfect internal control system as soon as possible,which is not only the need to achieve the stable management of insurance industry,but also make the insurance industry can based on the fundermantal of economic activities. By analysing the substance of the insurance industry’s internal control, finding out the importance of internal control, describing the status of the insurance industry’s internal control, than we can find the disadvantages and problems ,and combining our own national conditions,putting forward the rationlization advices and specificmeasures to perfect our own internal control system. Key words:insurance industry internal control administrat