我国企业贷款融资悖论研究.pdf

A Study on the Corporate Lending Paradox of China Abstract The allocation of credit resources affects not only the development of individual enterprises, but also the productivity of the whole society. Although many measures have been taken by the Chinese government to improve the efficiency of credit market, loan financing difficulties have never been relieved for small and medium sized enterprises (SMEs), while large-scale enterprises are tend to be over-financed. Based on previous research