美国大学毕业生的买房故事.docVIP

美国大学毕业生的买房故事 ales of A First-Time Homebuyer The Wall Street Journal is following the journey of the graduating class of 2013. We are using social media to connect with a number of graduates, and will be sharing their stories of real world work throughout the year. 《华尔街日报》正在跟踪报道2013届毕业生的经历。我们利用社交媒体跟多位毕业生联络，并将分享他们在真实世界中的故事。 Meredith Kenyon, 22, graduated from St Johns University, NYC, in January 2013 with a degree in Hospitality and Management. Kenyon has been employed as a Marketing Coordinator for HeritageBank Mortgage in Atlanta since March. 22岁的梅雷迪斯?凯尼恩 Meredith Kenyon 在2013年1月份从纽约圣约翰大学 St Johns University 酒店管理专业毕业。3月份以来，凯尼恩受雇于亚特兰大的房贷公司HeritageBank Mortgage，任营销协调员。 She just signed papers completing her purchase on a house in Atlanta. This is a big milestone in anyones life, especially for someone who has recently graduated. 她在亚特兰大买了一栋房子，刚刚签完合同。买房对于任何人的人生都是一个重要的里程碑， 对于毕业不久的人来说更是如此。 This is her story. 以下是她的故事。 I got condo fever and instead of getting a baby, I decided to get a house! Everyone at work told me that I had to buy now, as it was such a good opportunity. Property values are really low in Atlanta, and after looking at the numbers I decided to buy. They have a program for first-time buyers called Georgia Dream Home Ownership, which has a Down Payment Assistance program for first-time buyers. Since I work for a mortgage company, I had heard of the first time home buyer program because everyone complained about how much work it was and how it doesnt really make the company any money! 我渴望有套房子，于是决定先不要孩子，先买房！同事都说，现在就得买，毕竟机会难得。亚特兰大的房价真的很便宜，研究了相关数据之后我就决定买了。他们针对首次购房者有一个名叫“佐治亚业主梦” Georgia Dream Home Ownership 的项目，这个项目又有一个面向首次购房者的“首付援助” Down Payment Assistance 计划。因为是在房贷公司工作，我听说过这个针对首次购房者的计划（因为大家都抱怨它带来了多么繁重的工作，又是怎样没有给公司带来利润）。 My loan officer, a friend and coworker, told me that this is probably the only time in my life Ill be poor enough to qualify so Id be crazy if I didnt take advantage of it. 贷款专员、同时也是我的朋友、同事跟我说，我这辈子大概只有现在才穷到有资格申请的程度，如果不抓住机会，那我就是疯了。 The program g