信用证范本.docVIP

第三节? 信用证付款 一、信用证的含义 二、信用证的当事人 三、信用证的内容 四、信用证的收付程序 五、信用证的性质和特点 六、信用证的种类 一、信用证的含义 UCP600 Credit means any arrangement, however named or described, that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to honour a complying presentation. 信用证是一种银行开立的有条件的承诺付款的书面文件。 Honour means: a. to pay at sight if the credit is available by sight payment. b. to incur a deferred payment undertaking and pay at maturity if the credit is available by deferred payment. c. to accept a bill of exchange (“draft”) drawn by the beneficiary and pay at maturity if the credit is available by acceptance. 在国际贸易中，信用证通常是开证银行根据进口人的请求和指示，授权出口人凭所提交的符合信用证规定的单据，和开立以该行或其指定的银行为付款人的不超过规定金额的汇票（有的信用证可以不用汇票），向其或其指定的银行收款，并保证向出口人或其指定人进行付款，或承兑并支付出口人开立的汇票。 二、信用证的当事人 开证申请人（applicant） Applicant means the party on whose request the credit is issued. 开证行（opening bank; issuing bank） Issuing bank means the bank that issues a credit at the request of an applicant or on its own behalf. 受益人（beneficiary） Beneficiary means the party in whose favour a credit is issued. 通知行（advising bank; notifying bank） Advising bank means the bank that advises the credit at the request of the issuing bank. 议付行（negotiating bank） Negotiation means the purchase by the nominated bank of drafts (drawn on a bank other than the nominated bank) and/or documents under a complying presentation, by advancing or agreeing to advance funds to the beneficiary on or before the banking day on which reimbursement is due to the nominated bank. 付款行（paying bank; drawee bank） Paying bank is the bank that makes payment to the beneficiary against presentation of stipulated documents. It is usually the opening bank but can also be a third designated bank. 偿付行（reimbursing bank） Reimbursing bank is the bank from which the nominated paying bank or any negotiating bank that has made payment under the credit may obtain reimbursement. 保兑行（confirming bank） Confir