资金支付和费用管理规定.docVIP

附件： 资金支付和费用第财务人员对一切审批手续不完备的资金使用事项，都有权且必须拒绝办理。对违反有关制度规定的行为应及时向领导反映否则按违章论处并对该资金的损失负连带赔偿责任。第限额当日收取的现金要及时送存银行，不得留存超限额的过夜现金，以确保财产的安全。第严格控制费用报销和个人借款个人借款、对外付款等实行总经理一支笔签字批准制度，要有经办人员签字和部门负责人审核并注明用途。总经理外出或因生产经营急需等特殊情况下经总经理授权的人员也可签批，但是总经理归来后补办有关手续。第并注明用途第银行转结算用现金付款的各项业务，一律应通过银行转进行结算。投资、工程支出必须通过银行办理转账结算，不得直接兑付现金。并注明用途工程支出第借款金额原则按“往返车费+（住宿费+生活补助）*预计出差天数”计算原借款未清前，不得再借。第第凡要支取支票、汇票、信汇、电汇的各种报销业务，必须详细填明收款单位全称。汇款需同时具备对方银行号、结算行全称。凡对外支付加工费，协作费、工程款等开支项目，必须有双方签定的合同或协议书，大项工程款必须具有工程结算单。第条不予报销。购买各种物品、材料的发票，必须有购货单位全称、品名、数量、单价和金额，有收款单位财务章。否则有权拒绝报销有详见清单字样的发票应附清单。第条 任何人不得在未见实物的报销单上签署验收人，如有发现假发票、假报销、虚报假时，要按违反财经纪律处分，情节严重的要按贪污金额大小追究刑事责任。第条 为加强资金管理，及时收回借款，借款人应在业务发生后一周内到财务办理报销还款手续，财务应严格坚持“前不清，后不借”的原则。对逾期不报的借款人，有权在其工资中扣除 第第条第条第条第条第条第条第条第条第条第条第条第第条第条 office, branch offices jurisdiction , risk management, marketing management sector through supervision and inspection found problems, should be assigned the investigators are corrected in a timely manner. 27th the fifth chapter penalty under any of the following acts, then the relevant provisions to punish the investigators, according to the Bank. To constitute a crime shall be investigated for criminal responsibility: A on the business that are not involved in the investigation, issued a survey. B customer credit information are not thorough verification. Iii to participate in credit customer survey is not in place, customers and data is incomplete, untrue; he knows bear a counterfeited clients issuing credit. D does not provide for due diligence of credit business, pre-loan investigation form, concealing facts or providing false information or should be found in a normal investigation failed to discover the risk factors, lead to the review and approval policy errors, loan risk. Five on loan guarantees of survey not in place, not by provides on arrived, and pledge real for field verification, and assessment, and identification and registration, not according to provides on guarantor of guarantees qualification and guarantees capacity for survey