保险营销大赛初试题.doc

1、（　C　）是在风险识别的基础上，通过对所收集的大量资料进行分析，利用概率统计理论，估计和预测风险发生概率和损失程度 A.风险评价 B.选择风险管理技术 C.风险估测 D.评估风险管理效果 2、投保人对（）应当具有法律上承认的利益。?A：保险事故B：保险责任C：保险风险D：保险标的选：D 法律责任的特征是（）。?A：政治性B：道义性C：惩罚性D：义务性选：C （）是人身保险中产生的最早的一个险种。?A：健康保险B：伤害保险C：人寿保险D：互助保险选：C 保险个人代理人不得（）。?　A：代理推销保险产品B：代理收取保险费C：签发保险单D：办理个人人身保险业务选：C 按损失的原因划分，风险可分为：自然风险、社会风险、经济风险、政治风险和（）风险。?　A：纯粹B：技术C：投机D：责任选：B 适用于无行为能力或限制行为能力且没有法定代理人的是（）。?　A：委托代理B：指定代理C：明示代理D：追认代理选：B 保险代理人与（）之间的权利与义务构成保险代理合同的主要内容。?A：投保人B：被保险人C：受益人D：保险人选：D 控制型风险管理技术主要包括：（）、预防、分散和抑制。?A：自留B：避免C：转移D：化解选：B 年金保险是一种有规则、定期向被保险人给付保险金的（??）。 electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers information management, dynamic management of poor, really poor no place to hide, poverty a timely exit, poor and return to the poor get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. Acco