网络支付原理.ppt

Electronic Payment Systems and Security 电子支付系统和安全加密技术 Learning Objectives 学习目的 Describe typical electronic payment systems for EC描述电子商务典型的电子支付系统 Identify the security requirements for safe electronic payments 识别安全电子支付的安全要求 Describe the typical security schemes used to meet the security requirements 满足安全要求的安全方案 Identify the players and procedures of the electronic credit card system on the Internet 识别互联网上电子信用卡系统的使用者和使用处理过程 Discuss the relationship between SSL and SET protocols 讨论SSL协议和SET协议之间的关系 Learning Objectives (cont.)学习目的(继续) Discuss the relationship between electronic fund transfer and debit card 讨论电子资金转帐和借记卡之间的关系 Describe the characteristics of a stored value card 描述一个储值卡的特征 Classify and describe the types of IC cards used for payments 辨别和描述用于支付的IC卡的类型 Discuss the characteristics of electronic check systems 讨论电子支票系统的特征 SSL Vs. SET: Who Will Win?SSL对SET:谁将赢? A part of SSL (Secure Socket Layer) is available on customers’ browsers 加密套接字协议层 it is basically an encryption mechanism for order taking, queries and other applications SSL是一个基本的加密技术 it does not protect against all security hazards预防安全威胁 it is mature, simple, and widely use 成熟简单广泛应用 SET ( Secure Electronic Transaction) is a very comprehensive security protocol 加密电子交易协议 it provides for privacy, authenticity, integrity, and, or repudiation 它提供私密、真实、完整、拒绝方面的安全保护 it is used very infrequently due to its complexity and the need for a special card reader by the user 不常用、复杂 it may be abandoned if it is not simplified/improved 需改进 Payments, Protocols and Related Issues支付、协议、相关议题 SET Protocol is for Credit Card Payments 信用卡支付 Electronic Cash and Micropayments 电子货币和找零 Electronic Fund Transfer on the Internet 互联网上电子资金转帐 Stored Value Cards and Electronic Cash 储值卡和电子货币 Electronic Check Systems 电子支票系统 Payments, Protocols and Related Issues (cont.)支付、协议、相关议题（继续） Security requirements 安全要求 Security Schemes 安全加密方案 Secret Key Cryptography (symmetric)密码加密技术（对称加密技术） Security Schemes (cont.)安全加密方案（继续） Public Key Cryptogr