影响中国各城镇居民消费支出因素的实证研究基于2012年数据..doc

摘 要 进入21世纪以来,随着经济体制改革的深入,国民经济的迅速发展,我国城乡居民消费水平显著提高,居民的各项支出显著增加。随着消费水平的提高,我国城乡居民消费从注重量的满足到追求质的提高,从以衣食消费为主的生存型到追求生活质量的享受型、发展型,消费质量和消费结构都发生了明显的变化。但由于近年来持续通货膨胀的影响以及CPI的上涨，居民的生活质量难免有所下降。一个国家居民的消费状况从侧面反映了该国的整体经济水平以及社会福利的大小，体现一个国家的真实发展进步。现实中有许多因素影响着居民的消费水平，如收入水平、商品价格水平、消费者偏好、价格水平、GDP等等。但由于样本数据的可收集性及我国当前的经济状况，我仅从以下几个因素着手分析：从居民角度来看，居民的储蓄存款、个人可支配收入以及个人所得税的多少都影响着其消费性支出的高低；而从整个社会经济环境来看，国内价格指数和生产总值同样影响着居民的消费支出。 关键词：消费支出；城镇居民；影响因素；关系分析；建议对策 ABSTRACT In the twenty-first Century, with the deepening of economic revolution and the rapid growth of the national economy, the consumption level of family of urban and rural dweller as well as the Household expenditure increased significantly. Along with the maturation of chinas domestic consumption levels, the pattern of consumption has changed from the quantity satisfaction to quality improvement and as a result great changes have taken place in consumption quality and consumption structure. However, because of the continued inflation in recent years as well as the increase of CPI, the quality of residents’ life do inevitably decline. One country resident’s consumption reflects the countrys overall economic level and the size of the social welfare from the side, also reflects the real development and progress of a nation. In reality, there are many factors affecting the consumption level of residents, such as income level, commodity prices level, consumer preference, GDP etc.. But as the sample data can be difficult to collect and Chinas current economic situation, I shall only proceed from the following factors: from the perspective of residents, savings deposits, personal disposable income and the sum of personal income tax will affect the consumption expenditure level; and from the whole social economic environment perspective, the domestic price index and the GDP also affect consumer spending. Key words: Consumer Spending; Urban Residents; Affecting Factors; Relations Analysis; Suggestion and Countermeasure