外贸函电unit10课件.ppt

ENGLISH FOR BUSINESS COMMUNICATION 外贸英语函电 安徽财贸职业学院 旅游管理系 谢峰 Chapter 10 Insurance Learning Objectives To know the definition of insurance. To grasp the steps of writing a letter about insurance. To master the vocabulary and useful sentences of insurance. Introduction --- Insurance Insurance is a rather complicated subject. The purpose of insurance is to provide protection for those who suffer from loss or damage. In other words, it is a contract of indemnity, a contract to restore to someone, either the full amount of the loss or a specified percentage of the amount of the loss. Introduction --- Insurance Classification of insurance (1) Risks at sea: a. Perils of sea b. Extraneous risks (2) Ocean marine cargo insurance coverage: Basic insurance coverage: a. Free from Particular Average, FPA b. With Particular Average, WPA c. All Risks, AR Introduction --- Insurance Extraneous coverage: a. General Additional Risks: e.g. TPND, Rain Damage, Risk of Shortage, Breakage of Packing, Risk of Rust, … b. Special Additional Risks: e.g. War Risk, Strikes Risk, Failure to Delivery, Rejection Risk, … Introduction --- Insurance Development of insurance in history: (1) There are a great many insurance companies in the world. Lloyd’s is a famous organization incorporated in London in 1871. (2) The People’s Insurance Company of China (PICC), established in 1949, is the sole state-owned insurance organization in China. (3) The PICC has its own insurance clauses: China Insurance Clauses (CIC), include Ocean Marine Cargo Clauses dated 1 August, 1981, which is different from the Institute Cargo Clauses (ICC). Introduction --- Insurance Types: Asking the exporter to cover insurance for the importer Type of coverage adopted Replying to the letter requesting excessive or canceling insurance Letter for Insurance Letter 1 Taking out an open policy Letter for Insurance 1. open policy预约保单 ，船名未确定保单 take out/e