comprehensive.PDFVIP

leisure travel SmartTraveller the travel insurance for all your business and leisure journeys Terrorism Cover comprehensive protection for your travel journey The SmartTraveller is specially designed to provide you an Excess Free policy with comprehensive cover to protect both you and your family while travelling worldwide. Summary of Benefits VIP Plan Classic Plan Maximum Limit per Insured Person (HK$) 1 Medical and Related Expenses Covers medical expenses (including hospitalization) as a result of accident or sickness during the journey including: – return of unattended dependent children – compassionate visit – guarantee of hospital admittance deposit – local translator/interpreter services (per day/sub-limit) – catch up expenses – follow up medical treatment within 3 consecutive months due to (i) accidental bodily injury (ii) sickness – hospital cash benet (per day/sub-limit) – compulsory quarantine cash benet (per day/sub-limit) – satellite phone call expenses whilst on board a cruise Extensions: (i) chinese bone-setting, acupuncture, physiotherapy or chiropractic treatment (per visit per day/sub-limit) (ii) additional travelling expenses for the purpose of seeking medical treatment in an overseas hospital (iii) follow up medical expenses within 3 consecutive months if the infectious disease is contracted during the journey and conrmed within 7 days after returning to Hong Kong whereas no medical expenses incurred overseas (Children aged under 18 and Insured Person aged over 70, will receive 25% and 50% of the maximum limit respectively) $1,000,000 sub-limit as below $40,000 $40,000 $40,000 $500/$5,000 $5,000 100% of max. limit 10% of max. limit $500/$5,000 $800/$5,600 $3,000 $200/$3,000 $500 10% of max. limit $500,000 sub-limit as below $20,000 $20,000 $40,000 $500/$5,000 $3,000 100% of max. limit 10% of max. limit $300/$3,000 $500/$3,500 $1,500 $200/$3,000 $500 10% of max. limit 2 Worldwide Emergency Assistance Service – 24-Ho