银行保险的研究创新.docVIP

内蒙古财经大学双学位学士论文 我国银行保险业务深层发展的有关探讨想了下，还是改为“若干思考”比较好 ——模式选择及风险防范 作 者 任 鹏 系 别 信息与计算科学 专 业 金融学 年 级 2009级 学 号 902094142 指导教师 王 妍 导师职称 副教授 内 容 提 要 银行保险，发端于19世纪欧洲，是混业经营的一种，它的发展随着混业经营的起起伏伏，业已成为各发达国家银行业务的主要助力，也成为银行竞争战略的重要组成部分。在中国，银行保险经过了十多年的探索，随着我国经济的全球化加深，更是在飞速发展。然而在迅速成长的同时也暴露出了许多问题，这些问题已经引发了人们的诸多思考，也使得我国银行保险的发展走到了一个关键时期。 本论文在阐述银行保险发展的同时，探讨了我国目前银行保险业务发展存在的问题，以及面对这些问题，我们应当如何探寻一条符合中国特色的银行保险发展之路。 关键词：银行保险 混业经营 风险防范 经营模式 Abstract The bank insurance business originated in Europe, originated in the 19th century, is a kind of mixed operation, its development along with the ups and downs of mixed operation, has become the developed national bank business main power, become the bank competition strategy is an important part. In China, The bank insurance after ten years of exploration, along with Chinas economic globalization deepening, but also in the rapid development. However, in the rapidly growing at the same time also exposed many problems, which has sparked peoples many thinking, also makes the development of bank of China insurance walk into a key period. In this paper it is in this bank insurance development at the same time, more depth China bank insurance existing problems, and in the face of these problems, we should how to better practical, explore a way consistent with Chinas development bank insurance road. Key words：bancas surance mixed operation risk prevention business model 目 录 一、银行保险的概述.....................................................................................................1  = 1 \* GB4 ㈠银行保险的定义........................................................................................................1  = 2 \* GB4 ㈡我国银行保险的起源和发展......................................................................................2 二、我国银行保险的发展现状及存在的问题........