中英文翻译模板-个人购房担保借款合同农行.docVIP

Individual Mortgage Loan Contract for Purchasing Commercial Housing Agricultural Bank of China GF Zi No.12105200500001133 Creditor (Mortgagee): Tianjin Jinbin Branch of Agricultural Bank of China, Debtor (Purchaser): HUANG Wenya Mortgager: HUANG Wenya Guarantor: HUANG Wenya (sealed) In accordance with relevant state laws and rules, the contract is made after negotiations between the both parties. Loan items Article 1. Loan money: The debitor provides loan to the creditor to purchase the residential house. The contracted loaning amount: RMB One Hundred Eighty Thousand (￥180,000). Article 2. Loan purpose: purchase the housing locate in Room 402, Gate 2, Building 6, No.3, Guangda Street, High-tech Zone with an construction area of 121.3 square meters. The contract number of the debtor: The property certificate number: KF Zi No.140014608 Article 3. Loan period The loan term is 180 months, from Jan. 25, 2005, to Jan. 24,2020 Article 4. Loan interests Loan interests: (annual) interest 6.12‰ at the standard interest rate issued by the Bank of China. In the event that the Bank of China adjusts the interest rate of the loan, from Jan.1 the next year, the debtor performs the interest payment according to the new loans confirmed by the floating scope between the adjusted standard interest and the lending rate agreed in the contract. It will not notify the debtor, the guarantor and the mortgager again. If the borrower doesn’t refund the loan in accordance with the contract, from the overdue time, the lender has the right to call for additional money as penalty until the corpus and interests are paid off. Following the 1st measure will be complied with. Take Two point One ten-thousandths interests of money as penalty per day The creditor has the right to call for percent raising money as penalty at the basis of the annual interest rate stipulated in the contract.