美联英语：医疗保险 口语情景对话.docxVIP

美联英语提供：美联英语：医疗保险 口语情景对话小编给你一个美联英语官方试听课申请链接：/?tid=16-73374-0　　对于上班族来说，生大病的时候医疗保险很重要，保什么，不保什么可得弄清楚。今天我们来通过英语对话了解一下美国公司员工享受的医疗保险福利。Andy向同事Jane咨询公司医疗保险的事。Andy: Hey, Jane...are you familiar with our companys insurance policies?Jane: Umm...I think so. Whats up?A: Ive never really paid attention to the?fine print?of our insurance policies...but it looks like Im going to need to make a claim.J: Really? Are you OK?A: I have a?slipped disc?in my lower back and the doctor says surgery is probably the best option. Does our worker insurance cover this kind of thing?Andy问Jane熟不熟悉公司的医疗保险条款，insurance是保险，policies是条款，医生说他腰椎肩盘突出，可能要做手术，需要向保险公司make a claim，提出医疗赔偿。Andy说，自己从没仔细研究过公司医疗保险的fine print（规定细则），不知道做腰椎肩盘手术，保险公司是不是出钱，这里动词用cover, to cover this kind of thing 意思是保险涵盖这类治疗。J: If the injury is workplace related Im sure its completely covered.A: Hummm...I think Ill have to talk to the doctor again about that. Anyway...now that Im going to have to make some claims, I think Id better try and understand how the system works. Would you mind?breaking it down?for me?J: Sure. Basically we have two insurance policies for employees...workmans compensation and medical insurance. The company pays the premiums for workmans compensation, and for a significant part of the medical coverage, but you pay part of that premium, too.Jane说，如果病情起因跟工作有关，那保险肯定是管的，她还给Andy做了进一步解释，这里用的break something down意思是把一件事情分成几部分，详细说明。Jane说，公司有两种保险，一种是workmans compensation（工人抚恤金保险），保费由公司出；另一种是medical coverage（医疗保险），公司出一大部分保费，其余由员工出，在医疗保险中，保费是premium。A: Thats the charge for insurance I see on my?pay slip?each month, right?J: Yep. Every country in the world has a different system, but here we buy insurance from a private provider.A: So workmans compensation is if I slip and break my arm while working in the office or on the job, right?J: Thats right. The company pays for all your medical bills and there is also some financial compensation if you have to take days off to see doctors or spend time?recuperating.Andy说，自己每月工资单上都会有一栏