英语国家概况第11章.ppt

Checking 1. Bill of Exchange 2. Presentation/Acceptance/Endorsement/Dishonor 3. D/P at sight 4. D/P after sight 5. D/A 6. T/T 7. Paypal/Western Union/ Escrow/ Moneygram 8. Irrevocable L/C/ Confirmed L/C 9. 支付方式如何选择 Important Points Difficult Points 1 Instruments of Payment in International Trade Currency Draft Promissory Note Cheque 2 Modes of Payment Remittance Collection L/C 3 Western Union/Paypal/Escrow/MoneyGram 4 Payment Clause in S/C/ Combination of Payment and Risks 支付 条 款 Section A Instrument of Payment 1. Definition of Bill of Exchange also called draft, is defined as “an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand, or at a fixed or determinable future time, a sum certain in money, to, or to the order of a specified person, or to bearer”. 1. Samples of bills 2.Contents in Draft The relationship among these parties in a bill of exchange may be described as a triangle as above 1、According to different the Drawer （1） Banker’s Draft银行汇票 （2） Commercial Draft商业汇票 2、According to Shipping Documents attached按照有无随附货运单据 （1） Clean Draft光票或净票、白票 （2） Documentary Draft跟单汇票 3、According to the time of payment按照付款时间的不同 （1） Sight Draft即期汇票 （2） Usance Bill or Time Bill远期汇票 汇票的使用 即期汇票的使用 出票?（背书） ?提示?付款 ? 拒付 ?追索 (1) To draw--issuance To draw is to fill up by the drawer the particulars in a bill of exchange the date of drawing, the name of the drawee, the time and amount of the payment, etc. The draft is signed by the drawer and then sent to the payee. There are three kinds of ways to fill up the payee: * Restrictive payee, such as pay…Co. only, pay … Co. not transferable;限制性抬头 * To order, such as pay … Co. or Order or Pay to the Order of … Co. This type requires endorsement when transferable.指示性抬头 * To bearer, such as pay bearer. This type requires no end