南非小额贷款机构的征信制度2.pptVIP

Credit Reporting by Micro Lending Institutions in South Africa南非小额贷款机构的征信制度 Agenda brief background to CompuScan CompuScan的背景简介 an overview of MCI’s in South Africa 南非小额贷款机构概览 the credit information that we provide 我们提供的信用信息 MCI reporting requirements 小额贷款机构的征信要求 registry consultation pricing 征信局咨询定价 the information system 信息系统 support and training needs of MCI’s 小额贷款机构需要支持和培训 the benefit to borrowers 对借款者的好处 and the future outlook. 未来展望 Background on CompuScan 背景简介 CompuScan is a credit reporting and risk information company for Micro Credit Institutions (MCI’s) CompuScan是针对小额贷款机构征信和风险信息管理的公司 We provide MCI’s with credit information, systems, methodologies and training to manage sustainable credit operations, and share borrower information in order to avoid borrower over-indebtedness and reckless credit granting 我们向小额贷款机构提供信用信息、系统、方法及训练来维持信贷业务，与借款者分享信息以避免借款者过度借债以及不计后果的授信。 CompuScan was formally established in 1995 and has become the leader in its field, CompuScan于1995年正式成立，现在已经成为征信领域的佼佼者了。 Operating throughout 业务遍及南非、纳米比亚、博茨瓦纳 We develop, host and manage information technology (IT) requirements in-house. In 1999, Compuscan was awarded the “Sun and Oracle” partner of the year award 我们在公司内部开发并管理信息技术 1999年，公司被授予“太阳神灵”称号 MCI’s in South Africa 南非的小额贷款机构 MCI’s are consumer finance companies that provide unsecured small cash loans not exceeding R10 000 (US$1515.15) to borrowers within government controlled regulations R10 000 (US$1515.15) 小额贷款机构是消费者金融公司，它们在政府控制的法规范围内向借款者提供无担保的小额现金贷款，其额度不超过10 000 兰特(1515.15美元) The micro credit industry estimated annual turnover between 20 and 30 billion Rand (3.03 and 4.55 billion US$) 估计每年的小额信贷总额为200到300亿兰特(30.3 到 45.5 亿美元） MCI’s that provide micro credit: 提供小额贷款的机构 MCI’s in South Africa 南非的小额贷款机构 Banks and private MCI are for-profit and up the biggest market share of the micro credit industry 银行和私营小额贷款机构是赢利性的，占据了小额