HND-GU1案例分析.docVIP

Project ---- Case StudyYou are an Investment Services Manager with the Cadogan Bank plc.In this role you assist busy, well-to-do clients by providing solutions to their savings,borrowing and personal insurance needs.?The manager of the bank’s Western Branch has referred Alexander Flynn and his wife Janet to you.?银行的西部分支的经理把亚历山大弗林和他的妻子珍妮特介绍给您。????Alexander, who is 48 years old, is the Company Director and Chief Executive of a softwere company, Graph Design Ltd, that he set up seven years ago whit his best friend, Janmes Emerson.?亚历山大，?48岁，是softwere公司的公司董事和首席执行官，有限公司，?GraphDesign他创业于七年前与他的最好的朋友，?Janmes Janet company has been extremely successful, with a turnover of over?pound;15m last year and profits of pound;4m. Alexander draws a salary of pound;420,000 per annum from the business.?珍妮特公司是极端成功的，与结束pound;15m pound;4m转交去年和赢利。?亚历山大从事务每年得出pound;420,000薪金。???Janet is aged 44 and works as Alexander’s personal assistant .As his assistant she is paid a salary of pound;55,000 per annum.?珍妮特是44岁并且工作当亚历山大的个人助手。她每年pound;55,000薪金。???The couple has three children, Adam, Sheila??and Carina, aged 14,10 and 3respectively.The two older children attend a local private school, which charges pound;3,000 per child per annum in school fees. The couple intends to send Carina to the same school as soon as she is old enough.?夫妇有三个孩子、亚当、希拉和卡瑞，分别是年岁14,10和3。二个大孩子上一所地方私立学校，每年费用pound;3,000每个孩子学校费的。?当卡瑞长大，这对夫妇欲送她到同一所学校。???You are aware that the Flynn’s live in a large six-bedroom bungalow in an expensive part of town, which is conservatively estimated at a value of pound;1.25m.They have lived there for over six years and have an outstanding mortgage of pound;450.000 on the property.?您知道Flynn’s在镇的一个昂贵的部分的一座大六卧室平房居住，适当地估计在pound;1.25m.他们居住那里已经六年并且有卓著的物产约pound;450.000在抵押。???The couple has recently decided to build an extension to their home at a cost of pound;300,000.?夫妇最近决定建立扩张他们的家在pound;300,000的费用。???The mortgage was taen out over 20 years on an endowment basis but Alexander has