农户购买生猪保险意愿的实证分析.pdfVIP

贵州农业科学 2010 ， 38门的，228-230 Guizhou Agricultural Sciences [文章编号]1001-3601( 2010) 10-0109-0228-03 农户购买生猪保险意愿的实证分析 张海洋，蒋红，李录堂 (西北农林科技大学经济管理学院，陕西杨凌 71210的 [摘 要〕基于对杨在 154 户养猪农户的调查数据，利用 Logistic 模型对农户购买生猪保险意愿的影响 因素进行实证分析。结果在明z 农户饲养规模、对生猪保险了解程度、对保险公司的信任度对农户购买生猪 保险有正面影响，政府损失性补贴则对农户购买生猪保险有负面影响，而农户的个体特征和放入状况对农户 的影响不显著。 E 关键词]生猪保险;购买意愿z 实证分析 E 中蜀分类号] S828 [文献捧读码]A Empirical Analysis of FarmersWillingness to Purchase Hog Insurance ZHANG Hai-yang. JIANG Hong. LI Lu-tang College 01 Economics and Management , Northwest Agricultural and Forestry University , Yangling , Shanxi 712100 , China) Abstract , The data from 154 pig farmers were analyzed by the Logístic model to study the factors affecting purchasing w ilIíngness for hog insurance.τhe results showed that the raising scale. understanding degree of hog insurance. and confidence level to insurance corporations had the positive effect on purchasing willingness for hog insurance. the lose subsidies from governments had the negative effect on purchasing willingness for hog insurance. and the indivídual characteristics and income status of pig farmers had no obvious effect on purchasing willingness for hog insurance. Key words: hog insurance; purchasing willingness; empirical analysìs 生猪保险是以商品用猪为保险棕志，由保险人 1 研究方法 对生产者(被保险人〉在生产过程中因自然灾害或意 1.1 鼓据来露 外事故造成的损失，承担赔偿责任的保险，是农业保 蹬养殖业保险的→种，是市场经济背景下养猪业巍 本文所揭数据系西北袁林科技大学经济管理学 避风捷的一种有放手段[IJ 0 2007 年 8 月以来，我国 院高静等同学暑假对接西省杨凌示莲区生猪养殖户 生猪保障疆盖率不断提高，生猪保险在稳定我国生 随挠抽样陪卷调查整理既得。共计发鼓问卷 160 份，收回 160 份，有效向眷 154 错，有鼓率为