如安在美国开办银行(国外英语资料).docVIP

如何在美国创办银行(国外英语资料) Successful new banks will need to reach $150 million in 3 years, with loans amounting to $130 million, and bad debt rates need to be within 10%. Founder of several issues need to be considered before the bank: (1): new community banks need to bring benefits to the local economy, banks can provide more services to local needs, such as China entrepreneurs can through the United States local economic development of new investment bank; (2): establish a bank needs to study whether the feasibility in economic development the demand, to attract more customer deposits and loans, the local economy is sustainable development? What are the features of the new bank to attract more customers to use the bank? If trade between China and the United States continues to increase, Chinese entrepreneurs are willing to participate in US investment; and (3) organizers: will the bank building team be experienced? Do you have good interpersonal skills? Is it closely related to local businessmen and business activities? These can help the new banks succeed. Organizers should buy at least 15% of the shares to show their confidence and commitment to the project. Whether the bank founder has enough start-up capital, can meet the minimum requirements of the bank, at least 10% of total capital to the bank; (4) application requirements: apply for bank need to be clear in that state, charter for the selection of brokers, and how the regulations staff meet to discuss, in order to ensure the smooth progress of the process. The timetable. Banks should seriously deal with all the regulatory needs, seriously implement, usually also study and have alternative programs. Each senior management team member needs to be assessed for their experience, ability to understand and understand, and whether they can stand up to the regulations for administrative personnels investigation and analysis (5) strategic business plan: it needs to be planned and understood in the early stage. It needs to