Risks Covered by Marine Insurance海上运输保险概要1.pptx

Risk is a cause to the loss of or damage to the goods. In marine cargo transport insurance, risks fall into Perils of the Sea（海上风险） and Extraneous Risks（外来风险） ;Perils of the sea can further be either Natural calamity and Fortuitous?accidents.海上风险可以进一步分为自然灾害和意外事故。 Natural calamity (自然灾害) include heavy weather, lightening, earthquake, volcanic eruption and so on. (The ordinary action of the winds and waves is not taken as natural calamities)自然灾害包括暴风雨雪天气，闪电，地震，火山喷发，等等。;Fortuitous accidents（意外事故）refer to fire, explosion, vessel being stranded, grounded, sunk or capsized, collision or contact of vessel with any external object other than water. 意外事故指火灾，爆炸，船舶被搁浅，沉 没或者倾覆，船舶与水以外的任何外部物体的碰撞或接触。;Extraneous Risks can further be General Extraneous Risks and Special Extraneous Risks.? General Extraneous Risks(一般外来风险） It includes theft and pilferage, contamination, leakage, breakage, sweating and/or heating, taint of odor, rusting, hook damage, fresh and/or rain water damage, short delivery and non-delivery, shortage in weight, clashing and so on.它包括偷窃，渗透，破损，污染，受潮受热，串味，生锈，钩损，被雨淋，短期交货和提货，重量不足，冲突等。;Special Extraneous Risks includes war, strike, failure to deliver due to some special laws or regulations. 特殊外来风险包括战争，罢工，由于特殊的法律或法规导致货物未能交付所造成的风险。;海洋货物运输保险