金融英语――常用词汇(九十三).docVIP

金融英语――常用词汇(九十三)credit scoring 信贷记分 A statistical technique used to determine whether to extend credit (and if so, how much) to a borrower. 用于决定是否授信给借款人的统计方法 credit spread 信贷息差 A spread option position in which the price of the option sold is greater than the price of the option bought. 投资人卖出其期权与其买入另一个期权的价差。是指当某种证券的期权短头寸大于该证券的期权长头寸时，投资人可以从经纪人账户中获得的信贷资金 credit squeeze 信贷紧缩 Government measures designed to limit the supply of credit in the economy, in order to curb inflation by controlling growth in the money supply. 政府限制经济中的信用供给量，以通过控制货币供给来控制通货膨胀的方法 credit swap 信用互换 A swap designed to transfer the credit exposure of fixed income products between parties. 将固定收入产品的信用在双方间转移的互换 credit union 信用合作社 A non-profit financial institution that is owned and operated entirely by its members. 由成员所有并经营的非盈利金融机构 credit unions 信用合作社 A non-profit financial institution that is owned and operated entirely by its members. 是指消费者信贷合作的一种形式，近年来在美国发展很快。这个机构以低息发放个人短期贷款，其信贷资金的来源是会员的存款 creditor 债权人 A person or business that has a claim to the assets of a business; a person or business to which money is owed. May be secured (the debt has been registered against the property of the debtor) or unsecured. 给他方信贷的个人或组织。别人欠其金钱的人 creditworthiness 信誉度 A creditor’s measure of an individual’s or company’s ability to meet debt obligations. 债权人衡量个人或公司还债能力的指标 critical mass 关键规模 The size at which a business or market undergoes a fundamental change in regard to operations. 一家公司发展非常重要或关键的阶段 CRM 客户关系管理 Customer relationship management.Those aspects of a business strategy which relate to techniques and methods for attracting and retaining customers. 与公司吸引和留入客户的方法和策略有关的公司策略部分 CROGI 总投资现金回报率 A measure of financial performance calculated as gross cash flow after taxes divided by gross investment. 一种衡量财务表现的指标，计算方法为税后总现金流除以总投资额 cross 交叉交易 When a broker receives a buy and sell order for the same stock at the same price, and subsequent