农民资金互助组织影响因素的实证分析农户参与的视角.pdfVIP

Sci. Bull.2佣9.15(02) 安徽农学通报， 13 农民资金互助组织影响因素的实证分析: 农户参与的视角 胡建东潜林徐亮 (安徽大学经济学院，安徽合肥23∞39 ) 摘 要2 农户是否参与农民资金互助组织受到多种因素的影响，确定其中的主要影响因素是值得研究的问题.本文 从农户作为决策主体的角度，选择了多个解释变量，运用因子分析工具对其进行分解，排除了多种因素之间的共 线性;并且将提炼出的7 个公阁子对农户的参与行为进行逻辑回归，得出农民的认识能力(或接受能力)，农户的经 济活动规模，农户的行为累积结果，农民的社会评价，农户的剩余资金流向对农户的参与行为有显著影响，其中农 户的行为累积结果对参与行为的影响最明显. 关键词:农户参与;资金互助;因子分析; Logistic回归 中团分古怪号F830.6 文献标识码A 文章编号1007-7731 (2009) 02-013-05 Tbe Empirical Analyses of Factors InOuencing the Development of Rural Mutual Fund Organizations: From the Perspective of Farmer嚣， Participation Hu Jian dong Pan Lin Xu Liang (Economics School of Anhui University , Hefei 230039 China.) ~ Abstract: Whether the farmers are involved in the rural mutual fund is influenced by many factors , finding the main factors is a valuable thing. From the point of viewing the farmers as decision-makers. the paper chooses several explanatory variables , using factor analysis tools for their decomposition , and ruling out the multicollinearity. Then it uses extracted seven common factors to make logistic regression for farmer日， participation behavior. The result is that the farmers participation is influenced significantly by the farmers understanding capacity size of economic activity, cumulative behavior results , evaluation of community , and rest capital flow队 The effect of farmers cumulative behavior results is most significant. Keywords: farmers participation; mutual fund; factor analysis; logistic regression 本次调查涉及被调查者的个人及家庭的基本情况、农 1 问题的提出 农民资金互助组织是解决我国农村金融供给不足，促 民行为假设检验、农民家庭金融儒求特征、农民对农材倍