１２步，让你成为百万富翁.docVIP

１２步，让你成为百万富翁 　　You don’t have to own the company or be a CEO. Here’s how to build a rich nest egg one paycheck at a time. 　　你不必拥有自己的公司或者当一名CEO，这里将告诉你如何挖掘你的第一桐金。 　　 　　A number of the people profiled in “Millionaires tell how they did it” made their millions as entrepreneurs. But working for the Man doesn’t mean you have to be a wage slave or resort to buying lottery tickets to strike it rich. The trick is to maximize your income on the job (and know when to move on), make the most of your employee benefits and tax breaks and use that extra money to start investing. 　　1.Keep your eyes peeled for better ways to do your job.密切关注做好你工作的更好方法。 Streamline a procedure, shave costs, create a new profit center, become an expert on a specific topic, volunteer for a company committee―anything that will make you stand out as a prime candidate for a promotion or a pay boost. 　　2.Don’t be afraid to negotiate.不要对谈判感到畏惧。 In a study of master’s degree graduates from her university, Carnegie Mellon economics professor Linda Babcock found that those who negotiated their first salary boosted their pay by 7.4% compared with those who didn’t bargain. 　　3.Get your ducks in a row and your numbers on paper.把你喜爱的东西列出来，把你的各种数字写在纸上。 If possible, quantify how much your efforts add to the company’s bottom line. If that’s not feasible, spotlight your value with comparable salaries for workers in your position from a Web site, such as S, or from a professional association. 　　4.Plot your strategy when it’s time to move on.当行动的时候到来，安排好你的策略。 Create a professional-looking page on MySpace that tells prospective employers why you抮e an exceptional candidate, recommends John Challenger of the outplacement firm Challenger, Gray Chnristmas. And don抰 neglect more conventional networking: Join a professional association or show up at school reunions toting business cards. 　　 　　Milk your benefits最大程度受益 　　5.Contribute as much as you can to your 401(k) and other tax-deferred retirement plans.向你的401（k）以