论文材料准备（Paper material preparation）.docVIP

论文材料准备（Paper material preparation） The current financing situation of SMEs in China 1, due to various reasons, the current development of SMEs is seriously constrained by the financial bottleneck, financing difficulties have become the primary problem of hindering the normal development of smes. The 2, small and medium-sized enterprises are often in the start-up or development period, their own funds are limited. The growth and expansion of enterprises is step by step, and any big enterprises are developed from small enterprises. Small and medium-sized enterprises are usually in the initial stage of development, their own strength is very weak, their own capital and its limited. The 3, the fierce competition in the operation led to increased funding tension. With the market economy becoming more and more perfect, the market competition is becoming more and more fierce. Because SMEs are often in the market development and training stage, the competition pressure is much higher than that of mature large enterprises. A foreign brand products distribution business as an example, the dealer from the brand product manufacturers purchase, usually require full payment before delivery, even after long time cooperation, mutual trust has made certain, the dealer only made a limited amount of credit and credit period. On the other hand, in order to cultivate and develop the market, dealers often adopt the method of first delivery and cash collection to the customers. This makes the dealer money for a long time, facing the risk of loss of bad debts. The 4, the financing channels and financing methods of small enterprises are very limited. Small and medium-sized enterprises are in urgent need of funds, but the small and medium-sized enterprise financing is obvious to people that, especially small and medium-sized private enterprises, in addition to the formation of shareholder equity capital investment and management in the process of natural balance, it seems difficult to find a