存款利率（Deposit interest rate）.docVIP

存款利率（Deposit interest rate） Deposit Rate The deposit interest rate refers to the currency in which the customer deposits the bank account in accordance with the agreed terms, and the interest amount is the same as the amount of the principal. There are current and periodic interest rates, the annual/monthly/daily interest rate points. Introduction Edit Latest data Project annual interest Rate% I. Urban and rural residents and unit deposits (a) Current 0.35 (ii) Regular 1. Rounding and rounding Three months and 2.85 Half year 3.05 One years, 3.25 Two years, 3.75 Three years, 4.25 Five years, 4.75 2. Zecundi, save 0 to take, deposit the interest One years, 2.85 Three years, 2.9 Five years, 3 3. Fixed live optional According to one year regular whole deposit whole collect the same grade rate to beat 60 percent II. Agreement Deposits 1.15 III. Notification of deposits 0.8 a day. Seven Days 1.35 Note: The Peoples Bank deposit interest adjustment comparison table, as of 2012-07-06 Deposit and Loan rate reduction [2] The Peoples Bank of China has decided to lower the benchmark interest rate for renminbi deposit and loan in financial institutions since June 8, 2012. The benchmark one-year deposit rate for financial institutions has been lowered by 0.25%, while the one-year loan benchmark rate has been lowered by 0.25%; Other grades deposit and loan benchmark interest rate and individual Housing Provident Fund deposit and loan interest rate corresponding adjustment. Since the same day: (1) Adjusting the upper limit of the floating interval of the deposit rate of the financial institution to 1.1 times times of the benchmark interest rate; (2) The lower limit of the floating range of lending rates for financial institutions is adjusted to 0.8 times times the benchmark rate. See the following table: I. Urban and rural residents and unit deposits (a) Current deposit 0.40 (b) Full deposit and withdrawal of term deposits Three months and 2.85 Half year 3.05 One years, 3.25 Two yea