农信社介绍（Introduction of rural credit cooperatives）.doc

农信社介绍（Introduction of rural credit cooperatives） Brief introduction of Fujian Rural Credit Cooperative Association Fujian province rural credit cooperatives, opened in July 29, 2005, by the Fujian province 67 city and county (District) rural credit cooperative unions, rural commercial banks combined, provincial financial institutions with the qualification of independent legal entity, is the specialized agencies provincial government management of rural credit cooperatives, rural credit cooperatives, the provinces commitment to rural areas cooperative banks, rural commercial bank management, guidance, coordination and service functions. The provinces rural credit cooperatives, rural cooperative banks, rural commercial banks have more than 1800 outlets, the financial services to achieve full coverage of the province. To the end of May 2010 the provinces rural credit cooperatives deposits 148 billion 900 million yuan, 104 billion 700 million yuan of loans. Rural credit cooperatives adhering to the credit as the core value, cooperation and win-win concept, and always adhere to the based on community, rural services, urban-rural interaction and society do social purpose, always adhere to the three rural loans to focus on, focus on the rural farmers of thousands of households and rural smes. Every year in the province accounted for about 9% of the funds from financial institutions, issued more than 90% accounted for the provinces agricultural loans, farmers have more than 40% of the provinces access to credit support, become the main force of rural finance and financial link to farmers. Brief introduction of agricultural business Rural Commercial Bank (Rural commercial bank) is established by farmers, rural businesses, corporate shares and other economic organizations composed of the stock of local financial institutions. In the relatively developed economy, high degree of integration of urban and rural areas, three rural concept has undergone great changes, the proporti