保险人生四大阶段（Four stages of insurance life）.docVIP

保险人生四大阶段（Four stages of insurance life） Life barrier in the four stages of insurance life The brand Chinese proverb, called the weather is unpredictable, people have good and bad fortune. As a matter of fact, a person is confronted with a society full of risks at birth. And a person from adulthood, at all stages of life, bear different social responsibilities and family responsibilities. Some people have joked that modern people have three major worries: first, live too long, their own money to use; two is to go too early, the family money to use; three is midway twists and turns, we use money. Although it is a joke, there is some truth to it. So, from an insurance point of view, everyone in each period of life must do for themselves risk protection, so that insurance has become a life barrier at all stages of life. The first stage of the brand - Life Insurance: Singles The brand in general, the younger, cheaper premium, this is the basic idea to buy life insurance goods. And now more and more singles, single period is also the start-up period, generally between 20 and 30 years old. This is the golden age of a persons physical condition, while economic independence bears relatively little financial responsibility. Then, as young people, the insurance demand at this time should be based on their own protection. A green hand of the young people, the income is not very stable, the main risk comes from accidental injury, especially the family car, so you can choose the regular additional life insurance accident insurance, in case of accident or disease after death, for the family, for parents to provide a sum of money or the basic cost of living. At this time, the pension insurance can be suspended for consideration, and so on when the income is relatively stable, according to financial resources to buy. The insurance company have its own characteristics of the life insurance and accident insurance, accident insurance and additional average annual premiums only hundreds