保险知识111（Insurance knowledge 111）.docVIP

保险知识111（Insurance knowledge 111） I. what are the types of motor insurance coverage? Motor vehicle insurance generally covers compulsory and commercial risks, including two basic risks and additional risks. The basic risks are divided into vehicle damage insurance and third party liability insurance. Additional risks include the entire car daoqiangxian (daochengjian), vehicle liability insurance (driver and passenger liability insurance liability insurance), breakage of glass, scratches insurance, spontaneous loss of insurance, insurance, no fault liability wading driving the vehicle insurance, cargo liability insurance, vehicle insurance, additional insurance, stop loss loss of equipment excluding special insurance deductible. Glass separate Breakage Risk, spontaneous combustion loss insurance, new increase equipment loss insurance, is the body damage insurance additional risk, must first insure the vehicle loss insurance, can insure these additional risks. Car liability insurance, no fault liability insurance, vehicle cargo liability insurance is an additional insurance, third party liability insurance, third party liability insurance must be insured the additional insurance coverage; each non deductible is independent of insurance. (1) the compulsory insurance for compulsory traffic accident insurance is the compulsory insurance system in china. Motor vehicle traffic accident liability compulsory insurance Ordinance [hereinafter referred to as the Regulations provisions]: compulsory insurance is the insurance company to the insured motor vehicle road traffic accident caused by the victim [not including the car personnel and casualties, property damage insurance people], shall be compulsory liability insurance compensation within the limit of liability. [2] (two) commercial insurance In motor vehicle insurance, the loss insurance and the third party liability insurance constitute the main categories of insurance, and in addition to a number of additional risks, tog