信誉等级划分（Credit grade division）.docVIP

信誉等级划分（Credit grade division） Division of enterprise credit rating Source: network of press: 2010-06-24 editor: 14:45:38 / left / you it, click on: 3500 In our country, different management institutions have adopted different credit rating standards according to their own business characteristics and purpose. At present, the more popular is the three, ten and other credit rating standards, by most banks and rating agencies recognized. As shown in the following table. Credit grade division method Credit grade symbol grade indicating credit level AAA is the subject of the ability to repay short-term debt and long-term debt paying ability of the strongest, often enterprise development in a virtuous circle, uncertain factors on the operation and development of the minimum balance, reasonable structure, excellent possibility of minimum investment grade credit risk happens AA is the main short-term debt paying ability and long-term debt repayment ability is very strong, the development of enterprises operating in a virtuous circle, uncertain factors on the operation and development of small, reasonable structure of assets and liabilities, the possibility of the occurrence of credit risk is very small and the investment grade A is the main short-term debt paying ability and long-term debt repayment ability, business enterprise development in a virtuous circle, but the future operation and development is easily affected by external factors, so that the profitability and solvency of fluctuations, asset liability structure is more reasonable, the credit risk is less likely to happen optimal investment level BBB is the main short-term debt paying ability and long-term debt repayment ability, business enterprise development in a virtuous circle, but the future operation and development is easily affected by external factors, so that the profitability and solvency have greater volatility, asset liability structure is basically reasonable, the possibility of the occurrence of cre