互联网金融对传统金融的冲击（The financial impact of the Internet on traditional finance）.docVIP

互联网金融对传统金融的冲击（The financial impact of the Internet on traditional finance） The impact of Internet banking on traditional finance The Internet financial, banking financial institutions to the traditional physical form will slowly disappear like a dinosaur? Bitcoin living space where? How to manage existing risk control is how to break through? The existing financial structure, financial competition strategy is changed? Internet financial need, and what kind of regulation? The following is the Chinese Internet Financial Forum, Xu Nuojin, deputy director of the peoples Bank of China Department of statistics point of view: How to understand Internet banking? Internet banking is still the most important advantage of the Internet now, it can be summed up as three advantages: First, the advantages of network resources. Is hundreds of people, thousands of people, tens of thousands of people to browse, this is a collection of realistic physical people can not match. This is the key to the rapid development of Internet banking. Two is big data. People in the network collection, leaving a lot of marks, expressed a lot of demand, this is the commercial space and business opportunities. Three is cloud computing. Out of order in a collection of people, you can dig out the rules, this is the traditional abacus, calculator can do, only the era of cloud computing to get out of order information collected into useful data resources, data value, data of gold, this is the financial and internet key combination. You can understand the Internet from two aspects of finance, one is a simple combination of Internet and finance, such as banks looking for the Internet, or Internet Co looking for financial institutions cooperation. The second form is in the process of Internet development, it is possible to grow some new financial formats, I call it integration. For example, the balance of treasure, P2P, all the chips, the third party payment, this is not the traditional finance, it is not as