新类型抵押物初探（A new type of collateral）.docVIP

新类型抵押物初探（A new type of collateral） A new type of collateral Author: Wang Xiao published: 2010-12-04 10:16:10 [Abstract]: in the operation of enterprises, the problem of shortage of funds increasingly inhibited development of enterprises. The narrow scope of collateral is in the process of financing, expand new types of collateral is a new research field. Because of the characteristics of the property right of labor force and provides the theoretical basis for the labor resources become a new type of collateral. In the labor resources has become a comparison between the mortgage system and the backward system of exploitation, of the labor resources has become a new type of collateral for the system. [keyword]: Construction of labor force property right institutional possibility The most troublesome problems encountered in the operation of the market in the enterprise is the funding chain fracture problems. Money is the normal operation of the life of an enterprise. In the process of operation, because of the danger of lack of funds make many enterprises face collapse. In last years financial crisis, Chinese many private enterprises because of funding difficulties lost vitality in the cold in the storm. With the prosperity of financial market, there are a lot of private financial institutions to ease the financial pressure for the enterprise to provide loans, avoid capital chain rupture. In applying for a loan from the bank at the same time, enterprises also encountered a new problem of the mortgage loans. In general, there is a shortage of funds of the enterprises is certainly not enough assets to maintain the operation of the enterprise, there is not much property as mortgage. In the discussion to address the financial crisis, discusses the model of collateral. Some have been used in the practice of financial activities. For example, the Bank of Beijing last year to use enterprise trademark for the loan. For example, the Hangzhou Municipal Peoples government and Ali