汽车理赔（Automobile claim settlement）.docVIP

汽车理赔（Automobile claim settlement） Auto insurance claims case Claim a principle: the damaged must occur in the rain in the reader Mr. call complaints, July 11th morning, he went out with his Buick car, the road to escape the oncoming vehicle in the day before the torrential rain puddles. The car stalled, has many years of driving experience Mr Andrews did not start the engine, but immediately report to the insurance company for trailer. In the subsequent maintenance, there are still some small parts are found damaged Buick engine. The insurance company claims staff said, the car insurance company can not lose. Mr Andrews did not understand: he did not start the car in the water, the insurance company does not pay? In fact, the insurance company claims the staff did not give Mr. explain, the key lies in the exclusions to the wrong time of danger. According to the reporter, at present in the insurance company car damage clause, vehicle of loss caused by torrential rain and flood are responsible for compensation. But if the heavy rain weather, meteorological departments to prove - 24 hour rainfall exceeding 50 mm rainstorm. Because July 10th is a large area of the city of rain, most insurance companies no longer need to go to the meteorological department said the owner has, will be in accordance with the situation of insurance claims. But in vehicle wading accident second days, many insurance companies clearly told reporters that the accident has not directly caused by the torrential rains damage accident, so it will not compensate. Note: it is better not to drive the owner through the puddle in the non torrential rain and flood days, or the best hiding puddle go. Otherwise accidentally trapped in the water, causing the vehicle water loss, it may not be the compensation of insurance company. Claims - principle two: water flameout, start again for a loss caused by the vehicle insurance claim staff revealed that the report for vehicles damaged in the storm water, more th