全面了解儿童保险知识（Comprehensive understanding of child insurance knowledge）.docVIP

全面了解儿童保险知识（Comprehensive understanding of child insurance knowledge） For the childrens insurance, different types of insurance is to solve different problems, parents buy insurance for their children, the key to see what is most concerned about the parents. Now on the market there are varieties of childrens insurance, but basically can be divided into three categories. The first class of children: Childrens insurance accident insurance. Children with poor self-control, lively, curious, the possibility of accidents. According to a survey, accident has exceeded diseases become the number one killer of childrens health. In Beijing, the accident is a primary cause of death and disability in children under 18 years of age, 139 children from accidental injuries in Beijing city every day, only a year in 2003 more than 50 thousand children suffered varying degrees of damage, according to statistics, the children in the infant stage of self-protection awareness is poor, care and protection to rely on mom and dad the children in the primary school and middle school; on the stage, to care for their own responsibility, but as a weak group, in order to avoid traffic accidents and other accidents, parents can buy insurance for children at the discretion of accident, once the child accident, you can get some economic compensation. This type of insurance is generally the consumption type is not expensive, only a few hundred dollars, the company has launched. Second categories: Childrens health insurance. Surveys show that parents pay special attention to the health of children. At present, major diseases tend to have a younger and younger age, high medical costs of major diseases have become a heavy burden for some families. According to the situation of our countrys current medical system, the children of this age are basically no medical insurance status. Therefore, the use of insurance to share child medical expenses has become an important factor to consider the childrens Insur